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Terms of the lease

Basic terms of the lease:

  • types of lease: financial, financial (refundable)
  • target customers: small and medium-sized enterprises, individuals, commercial property owners wishing to release funds frozen funds in properties and planning to purchase properties on the secondary market. There are no customer arrears in the Social Security and the Tax Office.
  • property owners:
    - a document confirming the legal basis for purchase of a property from the previous owner (a notarial deed)
    - certificate of non-arrears in the Tax Office in connection with Art. 112 of the Act - the Tax Law (the Journal of Laws, No. 137, item. 926) on the basis of Art. 306 g § 1 and 306 h § 1 (2)
  • limit value of the transaction: the minimum value of the transaction - 200 000 PLN, the maximum value of the transaction - 1 000 000 PLN, transactions> 2 million PLN (individual terms)
  • age of a property: unlimited
  • the legal status of a property: finished with the land register (we dot not finance the developer investments, e.g. under construction)
  • the lease period: from 2 to 10 years
  • customer own contribution (LTV) : financial leasing 30% , financial leasing (refundable) 50% - 60%

The required documents for application in order to check whether we can finance the transaction:

Stage 1:

Filling in an application on the website using the following basic information:
a) the company name, NIP or KRS number
b) no of the land register
c) property pictures (enclose the application - online or sent to: This email address is being protected from spambots. You need JavaScript enabled to view it.)
d) valuation of a property (enclose the application - online or sent to: This email address is being protected from spambots. You need JavaScript enabled to view it.)
e) other information required in the application - online.

Stage 2:

Property Lease Fund S.A. contacts with the interested customer to confirm whether the Board expresses its consent for the transaction or NOT.
If a decision is positive, the customer shall be asked to fill the application and send the remaining necessary documentation to develop the lease and property purchase agreement by Property Lease Fund S.A.

 

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